Making Financial Sense: Bonds

James C. Knapp, AIF®

The latest data from the Society of Actuaries show that for men who live to age 65, average mortality is 86.6 years and for women it’s 88.8 years. As you know, your life isn’t average. I suggest thinking more broadly about longevity.

Of women with average health, 31 % will live to 90 and 12 % will live to 95, according to the Social Security Administration’s mortality data. Among women in better-than-average health, 42 % will live to 90 and 21 % will live to 95. I implore you to please be as involved as possible with the decision making process regarding your financial independence. Don’t rely solely on your significant other.

With our children going back to school, once again we settle into our daily routine…And that routine can be hectic! Rushing home from work to make dinner and then rushing off again to sporting events or Scout meetings or band practice or any of the myriad of activities that fill families’ schedules.

Barter can help with making your days run a bit smoother.

Why Work with an Independent Insurance Agent?

The best reason for working with an independent insurance agent is FLEXIBILITY! Independent agents offer a wider range of products from a variety of companies, making it easier for you to select what will work best for you and your situation.

Making Financial Sense: Aging and Your Finances

James C. Knapp, AIF®

I thought it important to focus this month’s article on Aging Well and what that may mean to your financial future.

As we age, the greatest benefit is the accumulation of knowledge and experience. From this knowledge and experience, we are able to learn from our past mistakes, and hopefully, make more informed decisions in the future.

Barter For Your Business Needs & Watch Your Company Grow!
by Ardell Taykowski

Many small and medium-sized businesses today are finding ways to help save dollars without cutting the quality or quantity of their products and services.