Why Work with an Independent Insurance Agent?

The best reason for working with an independent insurance agent is FLEXIBILITY! Independent agents offer a wider range of products from a variety of companies, making it easier for you to select what will work best for you and your situation.

Barter For Your Business Needs & Watch Your Company Grow!
by Ardell Taykowski

Many small and medium-sized businesses today are finding ways to help save dollars without cutting the quality or quantity of their products and services.

How Your Relationship with Money Could Be Blocking Your Business Growth - by Jennene R. Macklin

It was in a coaching session that I discovered an understanding of how our relationship with money affects our ability to be successful in business. In the scenario I offered, I suggested that it all starts with the fact that quantum physics says that everything is energy.

Absolute Barter Company (ABC) is a network of nearly 450 business owners locally here in St. Louis. Through our network, you provide your product or service, dollar for dollar, at retail value.

My wife and I welcomed our first daughter to our family this past August. I contemplated what knowledge will enable her to make informed decisions about her financial affairs. My mission is to provide you the same financial education and guidance covering a wide range of topics jargon-free. The need for women to have financial knowledge is vital. I believe this, as research studies show that by the year 2020, women will control two-thirds of the nation’s wealth (Forbes.com, Financial Services: The Industry Women Love to Hate, March 8, 2011). However: • Women lack the time and selfassurance to manage their financial planning (ProLiteracy Study 2013) • Women report higher levels of worry and stress about investing (Victor Ricciardi, The Financial Judgment and Decision Making Process of Women: The Role of Negative Feelings, 2011) • An estimated 66% of caregivers are female (www.caregiver.org/ women-and-caregiving-facts-andfigures) and due to their caregiving role, women work 12 years fewer than men over the course of their careers (AARP Public Policy Institute). • Only 31% of female investors are using financial advisors (Prudential, 2014-2015 Research Study) I believe that knowledge turns worry into confidence. You may be thinking “How do I start?” or “Am I doing the right things?” To help you answer these questions, you may want to consider following a 6-step process I’ve developed.